Banking & Cash
Chequing, savings, GICs, safety deposit boxes.
The Last Treasure Map™
A Will says who inherits.The Last Treasure Map™ tells your family what to do next.
Bank accounts, investments, insurance, property, passwords, advisors: right now it's scattered across places your family doesn't know about. In about 20 minutes, you turn that into the one document they actually open on day one.
No legal jargon. Fill in what you know, skip what you don't, come back anytime.
1 Will & POA
2 Treasure Map
3 Legacy Letter
4 Pet Protection Promise
5 Executor Plan
Your estate snapshot
Sample
62%
Readiness buildingYour numbers sharpen as you fill each section
Estate value$1.8M
Tax & probate exposure$340k
Immediate liquidity$120k
Funding shortfall$220k
Illustrative figures based on typical Canadian assumptions. Your real numbers build automatically. Not a legal or tax opinion.
570
hours your executor will spend figuring out your estate (without you)
<5%
of Canadian families have a clear, organized estate picture
~20 min
to map it all, at your own pace, saved automatically
Why it matters
The difference between chaos and clarity.
Most families inherit a search party, not a plan. Here's what the day after looks like with, and without, a Last Treasure Map.
Without a Last Treasure Map
What most families are left with- Accounts, policies and investments missed entirely
- Documents lost, or never found at all
- Months of delay, paperwork and guesswork
- Avoidable taxes and frozen, inaccessible funds
- Digital accounts no one can reach or close
- Family conflict over "where is everything?"
With a Last Treasure Map
What your family receives instead- Every account, policy and asset in one clear place
- Plain instructions on where things are and who to call
- Faster, calmer estate administration
- Nothing forgotten. Nothing left to chance
- Digital assets and passwords accounted for
- Your family navigates with confidence, not chaos
How it works
Three simple steps. One complete picture.
No spreadsheets, no lawyer's office. The Treasure Map guides you, question by question.
1
Answer simple prompts
Walk through eight plain-language categories. Fill in what you know now: partial is fine, and everything saves as you go.
2
Watch your estate picture build
As you add detail, your estate value, tax exposure, and liquidity gaps appear in real time, the numbers most families never see.
3
Hand your family the map
Generate your Last Treasure Map™ (an executor-ready PDF) and get matched with an advisor to close any gaps you found.
What it captures
Eight categories. One place. Complete control.
Everything your family would otherwise have to hunt for, organized into one secure, structured picture of your estate.
Investments
RRSP, TFSA, pensions, stock options, beneficiaries.
Real Estate
Primary home, cottage, rentals, mortgages, titles.
Business Interests
Corporations, partnerships, shareholder agreements.
Life Insurance
Personal, group, critical illness, beneficiaries.
Advisory Team
Accountant, lawyer, wealth advisor, broker contacts.
Digital Assets
Passwords, crypto, online accounts, digital files.
Final Wishes
Will location, funeral preferences, POA, key docs.
What it reveals
Your family might owe six figures in tax they don't know about yet.
Most Canadians have no idea what their family would actually owe, what's liquid, or where the gaps are. Your Treasure Map shows you, and more of it unlocks the further you go.
25%
Your numbers start to appear
Estate value and first estimates come into view.
40%
Full estate snapshot unlocks
Tax exposure, liquidity, and risk flags.
75%
Funding gap report
What's covered, what's not, and what to do.
100%
The full package
Matched advisor + Last Treasure Map™ + cashback rewards.
Term life quote, unlocks after your plan
The deliverable
The Last Treasure Map™: the PDF your executor will actually use.
A clean, organized document of your whole Treasure Map: contacts, locations, accounts, and the release schedule for any Legacy Letter media. Included free with your plan.
- Every account, policy, and property in one place
- Who to call: your full advisory team, ready to contact
- Your estate snapshot & risk flags in the full preview
📄 Last Treasure Map™ Sample
🏦 Banking & Cash
TD: Chequing•••• 4821
RBC: Savings / GIC•••• 7732
👔 Advisory Team
AccountantJ. Patel, CPA
Estate lawyerBarrett Tax Law
📜 Final Wishes & Documents
Will locationFutureVault
Legacy Letter releaseOn notification
Executor-ready PDF · contacts, locations & release schedule
Why a will isn't enough
A will names the heirs. It doesn't tell them where anything is.
That's the gap that costs families months, and sometimes a meaningful share of the estate itself.
A will on its own
Names who inherits, then leaves them searching.
- No list of accounts, policies, or where to find them
- Tax and liquidity surprises discovered too late
- Passwords and digital accounts locked away
- Executor guesses, calls around, and waits
A will + your Treasure Map
Names who inherits, and hands them the map.
- Every account, policy, and property documented
- Tax & liquidity gaps visible now, while fixable
- Digital assets and passwords safely passed on
- Executor follows a roadmap, no guessing
The other side of the equation
You've seen what you owe. Now see what your family needs.
Your snapshot shows the tax and liquidity gap. The Treasure Map doesn't just surface it: it shows you how to close it.
The problem
Your estate's liquidity gap
$127,300
The amount that must be paid (RRSP/RRIF deemed disposition, capital gains, probate, final expenses) before your heirs inherit. It exists right now. It's just invisible until something happens.
The fix · one conversation
Two problems solved
Donsky & Donsky Legacy Optimization (the licensed insurance partner) reviews your numbers, models coverage across every major Canadian carrier, and structures a policy that covers the gap and funds your estate plan. Life insurance is the most efficient way to close this gap before your family ever has to face it.
Term life quote, unlocks after your planOnce your Will, POAs & Last Treasure Map™ are complete, you can request a term life quote from Donsky & Donsky Legacy Optimization, a licensed insurance agency (Canada). iFinallyWill is not an insurer.
Built to be trusted
Your most sensitive information, properly protected.
AES-256 encryption
Your data is encrypted at rest.
Never sold
Shared only as our Privacy Policy describes.
FutureVault storage
Our storage partner is SOC 2 Type II certified.
Auto-saved
Saves as you type. Return anytime.
An iFinallyWill Inc. brand
Before you start
Questions families ask first.
Do I need a will before I do this?
No. Many people build their Treasure Map alongside or before finalizing their will: it actually makes the will easier, because you can see everything you own in one place. It complements your will; it doesn't replace it.
What if I don't know all my account details?
That's exactly the point: most people don't, and that's the gap. Fill in what you know now and skip the rest. Everything saves automatically, so you can gather statements and come back as many times as you need.
How long does it really take?
About 20 minutes for a first solid pass. You'll start seeing your estate numbers appear at around 25% complete, so the value shows up well before you finish.
Are the tax and estate numbers official?
They're planning estimates based on typical Canadian assumptions, designed to show you where the gaps are, not to serve as a legal or tax opinion. Actual outcomes depend on your structure and planning, which is why we can match you with a licensed advisor.
What does my family actually receive?
Your Last Treasure Map™, a clean, executor-ready PDF with every account, policy, property, contact, and the release schedule for any messages you've left. It turns months of searching into a single document.
Is my information secure?
Your data is encrypted at rest with AES-256, stored in FutureVault (SOC 2 Type II certified), and never sold. We share it only as described in our Privacy Policy. You control who sees it and when it's released.
You're 20 minutes away from knowing exactly what your family would face.
"A will says who gets what. A Treasure Map makes sure there's something left to give, and that the people you love can find it, claim it, and keep it."
Takes about 20 minutes · Fill in what you know, skip what you don't · Saves automatically